What Is Disability and What Are Your Rights?
The definition of “disability” and “disabled” can vary depending on the context. As far as Social Security disability is concerned, being disabled means that you are unable to work for a year or longer due to your health condition(s). If a person is inflicted with the inability to function at work due to their health, they may be eligible for disability. To find out about your rights concerning Social Security disability, it is imperative to contact a Greensboro SSDI lawyer.
What Is Social Security Disability?
There are several programs for the disabled through the Social Security Administration. They each provide a certain amount of assistance based on the unique circumstances of the person entitled to those benefits. Disability is proven through a five-step sequential evaluation process set by the Social Security Administration. For a person to receive disability benefits, they must prove within Social Security regulations, that they meet all the set requirements. The two most common programs for the disabled under Social Security are Supplemental Security Income and Social Security Disability Insurance benefits. To learn more about these programs and who qualifies, it is advisable to consult with a professional disability rights attorney.
Understand Social Security Disability Insurance and Supplemental Security Income
Over a lifetime people have paid all types of insurance to guard against life’s hazards. This type of insurance includes death, car accidents, fires, and much more. Social Security Disability Insurance (SSDI) benefits or Disability Insurance Benefits (DIB) are also a type of insurance program that the working population pays for through years of working and paying taxes. The federal government put the Social Security disability program in place to protect people who work hard for years and at some point in their lives are unable to work. Just like you pay your car insurance in case you get in an accident, you pay taxes into Social Security, so that if you ever become disabled, you can receive monthly payments. When you have FICA tax deducted from a paycheck, it is for SSDI. SSDI is the insurance used to pay individuals who file for disability due to medical conditions, and the monthly benefit amount depends on the claimant’s past work history and the amount paid into the system. To receive disability, a person must have worked recently and long enough to receive it, generally for 20 of the last 40 quarters/ 5 of the last 10 years. SSI, supplemental security income, is paid to people that have no income or very little income or assets, and who are not insured for SSDI based on their work history.
